WorldPay

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Supported Payment Methods and Credit/Debit Cards

Methods

Credit Card
Tokenized Credit Card
Direct Debit (SEPA)
ApplePay—Indirect
PayPal Express Checkout—Indirect
SOFORT
Giropay
Klarna
Qiwi
WebMoney
Yandex

Cards

Visa
MasterCard
American Express
Discover
JCB
Elo
Hipercard
Maestro

Note: Recurring payments are currently not supported for SOFORT, Giropay, Klarna, Qiwi, WebMoney and Yandex APMs (Alternate Payment Methods) and refund transactions are supported for all APMs except Giropay.

Note: The Qiwi and Yandex payment methods are unavailable until further notice.

Supported Features

Fraud scoring
3D Secure (Currently, 3DS 2.0 supports only Visa, Mastercard, American Express, and JCB. Please contact your payment gateway representative for more information.)
Instant Payment Notification (IPN)
Cardholder Initiated Transactions (CIT) and Merchant Initiated Transactions (MIT) for Visa, Mastercard, and Discover credit cards

Aria Configuration Fields

Getting Here: Add or edit a payment gateway and/or collection group.

Web Services Username: Unique user identifier configured in Worldpay's Merchant Administration Interface
Web Services Password: Unique user password configured in Worldpay's Merchant Administration Interface
Web Services URL: Worldpay Server API endpoint for Worldpay sandbox, pre-production, or production environments. You must include "https://" in this string.
Merchant Number: Unique value provided by WorldPay used as part of a "mandateId" required for SEPA Direct Debit transactions.
Payer Authentication Settings: If you want to use 3D Secure (3DS ) authentication 2.0, complete all fields under Payer Authentication Settings. If you leave these fields blank, Aria will use 3DS 1.0.

Please contact Worldpay to get these URLs: DDC Posting URL and Challenge Posting URL.

Please contact your payment gateway representative for more information.

Configuration Notes

Contact WorldPay at corporatesupport@worldpay.com to obtain your WorldPay Merchant Number
Tokenized credit cards:
- Currently, the tokenized credit card payment type is not supported for Elo and Hipercard.
- The <client_acct_id> is required for all token-based transactions. For a pre-existing token:
  1. Call the update_acct_complete_m API and, in the <new_client_acct_id> field, pass in the same client_acct_id value that was used when the token was created outside of Aria.
  2. Then:
call the authorize_electronic_payment_m or validate_acct_fraud_scoring_m API to authorize the tokenized credit card; or
call the update_payment_method_m API to change/add payment information.

Please contact your payment gateway representative for more information.

To accept payments from customers using SEPA Direct Debit, you must first specify your merchant number, which you can obtain from your WorldPay representative. You can specify only one merchant number at the payment gateway level and create multiple collection groups with different merchant numbers based on your requirements.
Because of a limitation associated with SEPA Direct Debit, Aria does not recommend using authorize and capture in the same API call for payments made using that payment method. Instead, you should first make an authorize API call (example: authorize_electronic_payment), confirm that the order has been moved into the authorized status, then attempt to make a capture API call (example: collect_from_account). This will ensure that a payment is authorized before the payment is captured and the account balance is reduced.

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Developers

Regarding Processor/Gateway Integration Certifications

If you previously implemented a custom payment processor/gateway integration, you likely completed a certification process with that processor/gateway. Aria maintains certifications with each of the processors with which it integrates. Though you may wish to certify your Aria-related processor/gateway integration before going live on Aria, this is not necessary and could add significant time and Services costs to your Aria implementation process. Please consult your Aria Implementation representative for more detailed information.