Evertec

Feature Levels

Feature	Basic	Advanced	Complete
Tokenization
Credit Card Processing (Authorization, Capture, Cancel, Reversal)
Debit Card Processing (Authorization, Capture, Cancel, Reversal)
3DS Secure 1.0/2.0
Refunds (Full and Partial)
Recurring Transaction Indicators (CIT/MIT)
Fraud Scoring
Webhook/Event Notifications (Asynchronous Events and Chargeback)
Minimal Authorizations ($0/$1 Authorizations)
U.S. ACH Direct Debit
U.K. BACS Direct Debit
E.U. SEPA Direct Debit
Level 2/3 Data
Account Updater (Batch or Real Time)
Soft Descriptor
CVV/AVS Controls
Digital Payment Method (Apple Pay)
Deferred Payment Methods
Network Tokenization

Evertec, Inc. is a leading electronic transactions and technology company headquartered in San Juan, Puerto Rico. Evertec operates in 26 countries in Latin America and the Caribbean, providing services in three key areas: merchant acquiring, payment processing, and business solutions.

UI Configuration/Processing Options Tab

Navigate as follows to add Evertec as part of your integration: Configuration > Payments > Payment Gateways/Collection Groups.

The following tabs are included for Evertec configuration:

Merchant Account Details
Processing Options
Accepted Payment Methods

The Merchant Account Details tab contains the following fields:

Field Name	Description
API URL	This is the Evertec endpoint URL used to make API calls. It is required at either the Payment Gateway or Collection Group level. The Collection Group value supersedes the Payment Gateway level value.
Merchant ID	The merchant login site identifier.
Secret Key	Your merchant secret key that is provided by the payment provider.

The Processing Options tab contains the following section: 3DS Authentication Settings

This section contains the following field:

Field Name	Description
3DS Termination URL	The URL the customer will be redirected to after completing the payer authentication.

Evertec allows the following Accepted Payment Methods:

Credit Card
Tokenized Credit Card

Supported Functionality

The following features are included as part of Evertec's Smart Payments integration:

Credit Card Payment Authorization (Online payments)—This includes the following supported card brands:
- Visa
- Mastercard
- American Express
- Diners Club International
- Discover
Credit Card Payment Capture/Sale
3DS-initial and final authorizations for supported card brands (Visa and Mastercard—pay_method =1)
Authorization reversals (reversing pre-authorizations)
Full and partial refunds for Credit Card payments
ACH payment support (pay_method = 2)
Tokenized ACH payment support (pay_method = 48)
ATH payment support (ATH is an interbank network connecting financial institutions in Puerto Rico and the Caribbean—pay_method =50)
Kount fraud scoring support for pay methods 1 and 13 (Credit Card and Tokenized Credit Card)
Transaction logging for all actions via the Evertec adapter

Note: Currently, USD is the only supported currency for Evertec Smart Payments.

API Enhancements

For Evertec, use the remove_acct_payment_method_m API to invalidate a token used for tokenized payments. Once the token is invalidated/deleted, the same token cannot be used again for future billing transactions.

Invalidate/delete the token through the following API inputs:

<payment_method_no> where the token (<agreement_id>) is associated
<acct_no> for which the token is to be invalidated

Additionally, the following input parameter has been added to enable ACH payments:

Name	Field Length	Description
<payment_method_verification_code>	1000	The code provided by the account validator.

Notes:

Evertec doesn't support authorization and only direct payment action.
Evertec also does not support refunds for ACH payments.
Tokenized and non-tokenized ACH pay methods are supported by the APIs listed below.

This new input parameter has been added for the following APIs: